:root {
    --font-heading: Georgia, "Times New Roman", serif;
    --font-body: Arial, Helvetica, sans-serif;
    --navy: #093961;
    --blue: #1D5F96;
    --blue-2: #2F7FB8;
    --gold: #F6B84B;
    --ink: #111827;
    --muted: #4B5563;
    --line: #D8E5EF;
    --soft: #F5F8FB;
    --white: #FFFFFF;
    --shadow: 0 24px 70px rgba(9, 57, 97, .16);
    --radius: 28px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-size: 16px; line-height: 1.7; overflow-x: hidden; }
body.menu-open { overflow: hidden; }
img { max-width: 100%; display: block; }
a { text-decoration: none; }
p { font-size: 16px; margin: 0 0 1rem; }
h1, h2, h3, h4 { line-height: 1.08; margin: 0 0 1rem; }
h1 { font-size: clamp(35px, 5vw, 66px); letter-spacing: -1.8px; }
h2 { font-size: clamp(28px, 3.2vw, 44px); letter-spacing: -1px; }
h3, h4 { font-size: 20px; }
ul { margin: 0; padding-left: 1.2rem; }
li { margin: .35rem 0; }

.container { width: min(1160px, calc(100% - 40px)); margin: 0 auto; }
.section { padding: 92px 0; position: relative; }
.section.soft { background: var(--soft); }
.section.dark { background: radial-gradient(circle at 18% 12%, rgba(47,127,184,.55), transparent 30%), linear-gradient(135deg, #082D4D, #061E34); color: #fff; }
.section.dark h2, .section.dark h3, .section.dark p, .section.dark li { color: #fff; }
.section.dark .muted { color: #DDEAF4; }
.eyebrow { color: var(--blue); font-weight: 800; letter-spacing: .12em; text-transform: uppercase; font-size: 13px; margin-bottom: .75rem; }
.section.dark .eyebrow { color: var(--gold); }
.muted { color: var(--muted); }
.gold { color: var(--gold); }
.skip-link { position: absolute; left: -999px; top: auto; width: 1px; height: 1px; overflow: hidden; }
.skip-link:focus { left: 1rem; top: 1rem; width: auto; height: auto; z-index: 1000; background: #fff; color: #000; padding: .75rem; border-radius: 10px; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.94); backdrop-filter: blur(18px); border-bottom: 1px solid rgba(216,229,239,.9); }
.header-inner { min-height: 88px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--ink); font-family: var(--font-heading); font-size: 25px; font-weight: 800; white-space: nowrap; }
.brand-mark { width: 46px; height: 46px; border-radius: 16px; background: linear-gradient(135deg, var(--navy), var(--blue)); display: grid; place-items: center; box-shadow: 0 14px 34px rgba(9,57,97,.22); }
.brand-mark svg { width: 27px; height: 27px; stroke: #fff; fill: none; stroke-width: 2.1; stroke-linecap: round; stroke-linejoin: round; }
.desktop-nav { display: flex; align-items: center; gap: 22px; }
.desktop-nav a { color: #1F2937; font-size: 18px; font-weight: 700; transition: color .3s ease; }
.desktop-nav a:hover { color: var(--blue); }
.phone-btn, .primary-btn, .secondary-btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; border-radius: 999px; font-weight: 800; transition: transform .35s ease, box-shadow .35s ease, background .35s ease; white-space: nowrap; }
.phone-btn { padding: 13px 18px; background: var(--navy); color: #fff; font-size: 16px; box-shadow: 0 14px 35px rgba(9,57,97,.18); }
.phone-btn:hover, .primary-btn:hover, .secondary-btn:hover { transform: translateY(-3px); }
.phone-btn:hover { color: #fff; background: var(--blue); }
.mobile-top { display: none; }
.hamburger { display: none; width: 46px; height: 46px; border: 1px solid var(--line); border-radius: 14px; background: #fff; align-items: center; justify-content: center; flex-direction: column; gap: 5px; cursor: pointer; }
.hamburger span { width: 22px; height: 2px; background: var(--navy); transition: .25s ease; }
.mobile-menu { display: none; border-top: 1px solid var(--line); background: #fff; }
.mobile-menu a { display: block; padding: 14px 20px; color: var(--ink); font-weight: 800; font-size: 18px; border-bottom: 1px solid var(--line); }

.hero { background: linear-gradient(145deg, #EAF3FA, #FFFFFF 42%, #E9F3FA); padding: 54px 0 72px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 46px; align-items: stretch; }
.hero-copy, .hero-media { min-height: 560px; }
.hero-copy { display: flex; flex-direction: column; justify-content: center; }
.stars { color: var(--gold); font-size: 25px; letter-spacing: 4px; margin: .3rem 0 .9rem; }
.trust-icons { display: flex; align-items: center; gap: 12px; margin: 0 0 1.4rem; flex-wrap: wrap; }
.trust-icons img { width: auto; height: 48px; object-fit: contain; border-radius: 14px; border: 1px solid rgba(9,57,97,.16); background: #fff; padding: 5px; box-shadow: 0 10px 24px rgba(9,57,97,.1); }
.hero-lead { font-size: 19px; color: #374151; max-width: 640px; }
.hero-cta-text { margin-top: 1.1rem; font-weight: 900; color: var(--navy); font-size: 18px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 1.1rem; }
.primary-btn { background: linear-gradient(135deg, var(--blue), var(--navy)); color: #fff; padding: 16px 24px; box-shadow: 0 18px 42px rgba(9,57,97,.23); }
.primary-btn:hover { color: #fff; box-shadow: 0 22px 50px rgba(9,57,97,.3); }
.secondary-btn { color: var(--navy); border: 1px solid rgba(9,57,97,.2); background: rgba(255,255,255,.7); padding: 15px 22px; }
.secondary-btn:hover { color: var(--navy); background: #fff; }
.hero-media { position: relative; background: linear-gradient(145deg, rgba(9,57,97,.92), rgba(29,95,150,.75)); border-radius: 38px; padding: 18px; box-shadow: var(--shadow); display: flex; align-items: center; }
.hero-media::before { content: ""; position: absolute; inset: 16px 16px auto auto; width: 42%; height: 36%; border-radius: 999px; background: rgba(246,184,75,.25); filter: blur(32px); }
.hero-photo { width: 100%; aspect-ratio: 1/1; object-fit: cover; border-radius: 28px; position: relative; z-index: 1; }
.hero-card { position: absolute; left: -22px; bottom: 34px; z-index: 2; background: rgba(255,255,255,.88); backdrop-filter: blur(18px); border: 1px solid rgba(255,255,255,.7); border-radius: 22px; padding: 18px; width: min(300px, 75%); box-shadow: 0 18px 50px rgba(9,57,97,.22); }
.hero-card strong { display: block; color: var(--ink); font-size: 18px; margin-bottom: 4px; }
.hero-card span { color: #374151; }

.intro-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 34px; box-shadow: var(--shadow); }
.split { display: grid; grid-template-columns: 65% 35%; gap: 34px; align-items: center; }
.split.reverse { grid-template-columns: 35% 65%; }
.split.reverse .split-image { order: 1; }
.split.reverse .split-text { order: 2; }
.split-image img { width: 100%; aspect-ratio: 3/2; object-fit: cover; border-radius: 28px; box-shadow: var(--shadow); }
.section-heading { max-width: 790px; margin-bottom: 34px; }
.h2-row { display: flex; align-items: center; gap: 14px; }
.h2-sticker { flex: 0 0 48px; width: 48px; height: 48px; display: inline-grid; place-items: center; border-radius: 17px; background: linear-gradient(135deg, rgba(29,95,150,.12), rgba(246,184,75,.18)); border: 1px solid rgba(29,95,150,.16); }
.h2-sticker svg, .icon svg { width: 25px; height: 25px; stroke: var(--blue); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-card, .feature-card, .faq-item, .review-card { background: #fff; border: 1px solid var(--line); border-radius: 24px; padding: 24px; box-shadow: 0 14px 45px rgba(9,57,97,.08); transition: transform .45s ease, box-shadow .45s ease, border-color .45s ease; }
.service-card:hover, .feature-card:hover, .review-card:hover { transform: translateY(-8px); box-shadow: 0 22px 60px rgba(9,57,97,.14); border-color: rgba(29,95,150,.35); }
.icon { width: 54px; height: 54px; border-radius: 18px; display: grid; place-items: center; background: #EEF6FB; margin-bottom: 16px; }
.service-card h3, .feature-card h3 { color: var(--ink); }
.service-card p, .feature-card p { color: #374151; }
.service-card ul { color: #374151; }
.cta-band { border-radius: 34px; padding: 42px; background: linear-gradient(135deg, var(--navy), var(--blue)); color: #fff; display: grid; grid-template-columns: 1fr auto; gap: 24px; align-items: center; box-shadow: var(--shadow); overflow: hidden; position: relative; }
.cta-band::after { content: ""; position: absolute; right: -60px; top: -80px; width: 260px; height: 260px; border-radius: 50%; background: rgba(246,184,75,.22); filter: blur(10px); }
.cta-band h2, .cta-band p { color: #fff; position: relative; z-index: 1; }
.cta-band .primary-btn { background: #fff; color: #071E34; position: relative; z-index: 1; }
.dark-card { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18); border-radius: 26px; padding: 28px; backdrop-filter: blur(16px); }
.process { counter-reset: step; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.process-card { counter-increment: step; position: relative; padding-top: 72px; }
.process-card::before { content: counter(step); position: absolute; top: 24px; left: 24px; width: 38px; height: 38px; border-radius: 14px; background: var(--gold); color: #111827; display: grid; place-items: center; font-weight: 900; }
.location-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 24px; }
.pill-list { display: flex; flex-wrap: wrap; gap: 10px; padding: 0; list-style: none; }
.pill-list li { margin: 0; padding: 9px 13px; background: #EEF6FB; border: 1px solid var(--line); border-radius: 999px; color: #1F2937; font-weight: 700; }
.review-shell { position: relative; overflow: hidden; }
.review-track { display: flex; transition: transform .55s ease; }
.review-slide { flex: 0 0 33.333%; padding: 10px; }
.review-card { min-height: 245px; display: flex; flex-direction: column; justify-content: space-between; }
.review-stars { color: var(--gold); font-size: 20px; letter-spacing: 2px; }
.review-controls { display: flex; gap: 12px; justify-content: center; margin-top: 20px; }
.review-controls button { width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--line); background: #fff; color: var(--navy); font-size: 22px; cursor: pointer; transition: .25s ease; }
.review-controls button:hover { background: var(--navy); color: #fff; }
.faq-list { display: grid; gap: 14px; }
.faq-item button { width: 100%; background: transparent; border: 0; padding: 0; text-align: left; display: flex; justify-content: space-between; gap: 18px; color: var(--ink); font-size: 20px; font-weight: 900; cursor: pointer; }
.faq-item .answer { display: none; margin-top: 12px; color: #374151; }
.faq-item.open .answer { display: block; }
.payments { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.payment-card { text-align: center; padding: 22px; border-radius: 22px; border: 1px solid var(--line); background: #fff; font-weight: 900; color: var(--ink); }
.site-footer { background: #061E34; color: #DDEAF4; padding: 58px 0 32px; font-size: 14px; }
.site-footer .brand { color: #fff; margin-bottom: 18px; }
.footer-grid { display: grid; grid-template-columns: 1.1fr .8fr .8fr; gap: 34px; }
.site-footer a { color: #fff; font-size: 14px; }
.site-footer p, .site-footer li { font-size: 14px; color: #DDEAF4; }
.footer-links { list-style: none; padding: 0; }
.footer-links li { margin: 0 0 .5rem; }
.copyright { border-top: 1px solid rgba(255,255,255,.16); margin-top: 28px; padding-top: 24px; }
.sticky-call { display: none; position: fixed; left: 0; right: 0; bottom: 0; z-index: 80; padding: 10px 12px calc(10px + env(safe-area-inset-bottom)); background: rgba(6,30,52,.92); transform: translateY(120%); opacity: 0; transition: transform .35s ease, opacity .35s ease; }
.sticky-call.visible { transform: translateY(0); opacity: 1; }
.sticky-call a { display: flex; align-items: center; justify-content: center; width: 100%; min-height: 54px; border-radius: 16px; background: var(--gold); color: #111827; font-weight: 900; white-space: nowrap; font-size: 16px; }
.fade-up { animation: fadeUp .7s ease both; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(22px); } to { opacity: 1; transform: translateY(0); } }

@media (max-width: 1020px) {
    .desktop-nav { gap: 12px; }
    .desktop-nav a { font-size: 16px; }
    .phone-btn { padding: 12px 13px; }
    .hero-grid, .split, .split.reverse, .location-grid { grid-template-columns: 1fr; }
    .split.reverse .split-image, .split.reverse .split-text { order: initial; }
    .hero-copy, .hero-media { min-height: auto; }
    .hero-media { max-width: 620px; margin: 0 auto; }
    .card-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 767px) {
    body { padding-bottom: 0; }
    h1 { font-size: clamp(35px, 10vw, 46px); letter-spacing: -.8px; }
    h2 { font-size: clamp(28px, 8vw, 34px); }
    .container { width: min(100% - 28px, 1160px); }
    .section { padding: 64px 0; }
    .header-inner { min-height: 74px; flex-wrap: wrap; gap: 10px; padding: 12px 0; }
    .desktop-nav, .site-header > .container > .header-inner > .phone-btn { display: none; }
    .header-inner > .brand { display: none; }
    .hamburger { display: inline-flex; }
    .mobile-top { display: flex; align-items: center; justify-content: space-between; width: 100%; gap: 12px; }
    .brand { font-size: 24px; min-width: 0; }
    .brand span:last-child { overflow: hidden; text-overflow: ellipsis; }
    .mobile-menu.open { display: block; }
    .mobile-phone-row { width: 100%; display: flex; }
    .mobile-phone-row .phone-btn { width: 100%; font-size: 16px; padding: 12px 10px; }
    .hero { padding-top: 34px; }
    .hero-grid { gap: 28px; }
    .hero-card { position: relative; left: auto; bottom: auto; width: 100%; margin-top: 14px; }
    .hero-media { padding: 12px; border-radius: 26px; display: block; }
    .hero-photo { border-radius: 20px; }
    .hero-actions { flex-direction: column; }
    .primary-btn, .secondary-btn { width: 100%; padding: 15px 16px; }
    .trust-icons img { height: 44px; }
    .intro-card, .cta-band { padding: 24px; border-radius: 24px; }
    .card-grid, .process, .payments, .footer-grid { grid-template-columns: 1fr; }
    .cta-band { grid-template-columns: 1fr; }
    .review-slide { flex-basis: 100%; }
    .footer-grid { gap: 20px; }
    .sticky-call { display: block; }
}

@media (min-width: 768px) {
    .mobile-menu, .mobile-top, .mobile-phone-row, .sticky-call { display: none !important; }
}